Prestamo en criptomonedas
El tema del articulo son los criptosaimes, tanto centralizados como descentralizados. Vamos a decirnos cual es la diferencia entre este tipo de criptocredito y como pedir un credito con garantia de criptomoneda.
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Como tomar un credito de cripto sin garantia y sin garantia
Los cryptosaimes son un servicio que permite el credito con garantia de criptomonedas, ya sea dinero filmico o establocinas u otras monedas digitales. Se trata de un mercado en fuerte crecimiento, especialmente en los ultimos dos anos, en el contexto de la promocion de servicios y servicios financieros descentralizados. Tambien se conoce el termino «kripto-lending», que no solo permite obtener prestamos, sino tambien ganar dinero con los bienes criptoactivos que no se usan, dandolos a un porcentaje.
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Tipos de cripto-lending
Se destacan dos tipos de prestamos, centralizados y descentralizados. La diferencia principal es quien procesa el proceso de credito y endeudamiento; Una empresa o un protocolo automatizado.
Los prestamos centralizados se basan en empresas que controlan totalmente el proceso, fijan tipos de interes, utilizan un sistema castodial de proteccion de activos (guardan todas las divisas digitales y filmicas en sus cuentas) y recogen informacion sobre los usuarios. Esta ultima se realiza mediante la verificacion KYC/AML. Ademas, los lugares centralizados de trabajo celebran acuerdos de credito individual con cada cliente y pueden establecer asociaciones con otras organizaciones.
Los prestamos DeFi son diferentes. Se gestionan con un conjunto de protocolos basados en contratos inteligentes que automatizan la distribucion de creditos, la instalacion y el pago de tipos de interes. Como regla, las plataformas DeFi no custodiales, no exigen KYC y son concentrados solamente en criptomonedas, y no al fiat. El usuario puede almacenar sus activos sin confiar en ella, por ejemplo, utilizando un «pen drive» para almacenar la criptomoneda.Los tipos de interes varian segun la demanda y la oferta del mercado; Sin embargo, suelen ser inferiores a las tasas propuestas por las plataformas centrales. DeFi Prestamo en criptoprestamos son mas transparentes, puesto que cualquiera que desea puede estudiar la informacion sobre las transacciones en los blokcheyn-comentadores accesibles.
HowardCrymn (2025-07-19)
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Charlesnum (2025-07-18)
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Desperation is mounting in Ecuador’s capital as thousands of people remain without drinking water a week into Quito’s worst shortage in 25 years.
The daily lives of some 400,000 residents have been seriously disrupted by the emergency, which happened after a landslide damaged a pipeline that supplied water to much of southern Quito.
“We can’t live without water!” shout residents of the Chillogallo neighborhood as they line up along a street, waiting for a tanker to deliver water.
Emergency crews have been racing to distribute water supplies to six affected areas and remove sludge from the damaged pipelines, all while officials in Quito city government and national government officials bicker over how to address the crisis.
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Older adults are the most vulnerable
With buckets, bottles, trash cans and other kinds of containers, residents wait in the street for a water tanker to arrive. Among them is Ines Castro, 74, who sits on a sidewalk under the sun.
“We’ve been waiting in line since morning, and no one has arrived,” Castro said, with tears welling up in her eyes when asked if anyone accompanied her. “I live alone, I’m all alone,” she replies and said she hopes a neighbor will help her carry the bucket home if she manages to fill it.
The municipality has mobilized some 70 water trucks, but they are not enough to serve everyone and don’t always adhere to a schedule.
Erselinda Guilca, who is now retired, says her health is failing and asks for a quick solution to the problem.
“We’re old and can no longer carry heavy buckets of water. We have been here in this cold since morning, hungry. We don’t even have water to bathe,” she said, adding that she would prefer not to have electricity than to be without water, which is essential.
With a plastic washbasin and a pot from her kitchen, Elsa Sarango joins the neighbors’ protest while waiting in line for the water truck.
“If we were young, we wouldn’t mind carrying it; this is very heavy. I just ask for a little water,” she said. She insists that as the days go by, the sanitation and hygiene needs in her home increase. “They don’t tell us the exact time. We have to make trips little by little, otherwise, how would we live?”
Untreated water: a desperate option
Elsewhere in southern Quito, people in the Nueva Aurora neighborhood have grown increasingly desperate and are gathering in the central park to collect water from a spring that doesn’t meet sanitary or purification standards.
Residents have to walk several blocks to retrieve this water. Others get there on vehicles and bicycles, and some rent small, homemade carts that are used to transport containers to avoid carrying so much weight.
“At least it works for me to use for the bathroom. My house is four blocks away. There’s no other option, even if the water isn’t drinkable,” a man arriving in a hurry tells CNN.
A bricklayer named Tomas Chiguano says he’s forced to carry water in black garbage bags because he doesn’t have any containers.
“We don’t have trash cans. We’re there carrying it in bags, and sometimes the bags come out torn,” he said.
Chiguano emphasizes that his work as a bricklayer is affected because he lacks water to mix construction materials like cement and sand, which are essential for his projects.
As of Tuesday, the government has installed the first portable water treatment plant in the area to prevent health problems.
DavidElene (2025-07-18)
Solar and batteries could help Egypt beat its blackouts
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Egypt’s first large-scale hybrid solar and battery plant has begun construction as the country looks to its abundant sunshine to help fix its energy crisis.
Obelisk, located in Nagaa Hammadi, will combine 1.1 gigawatts of solar production with 200 megawatt hours of battery storage. The $590 million project is being built by Scatec, a Norwegian renewable energy company mostly working in emerging markets.
Scatec already has four other renewable projects in Egypt, and the north African country is aiming to increase its share of renewable production from 13% in 2023, to 42% by 2030.
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Around three quarters of Egypt’s electricity comes from gas. But in recent years, as its domestic gas production fell, it became reliant on imports and rising gas prices plunged Egypt into a series of blackouts.
Renewable projects are becoming increasingly attractive to emerging economies, which tend to be hit the hardest by rising fuel prices, Terje Pilskog, CEO of Scatec told CNN. “With renewables, you are not dependent on importing fuels,” he said. “It is also about predictability.”
Sixty percent of the world’s best land for solar development is in Africa, according to the industry body Global Solar Council, but in 2023, only 3% of the continent’s energy came from solar. In 2024, 75% of all new solar projects were built in South Africa or Egypt, however 18 countries across Africa have the potential to install more than 100 MW solar projects in 2025, compared to two in 2024. The continent is aiming to reach 300 GW of solar capacity by 2030, which is more than the current capacity of the US.
Although Egypt is looking for new domestic gas resources, it has set ambitious renewable energy targets, and hosted the COP27 climate conference in 2022. But the driving force behind these new renewable projects is economic, not environmental, said Karim Elgendy, executive director of Carboun Institute, an energy and climate think tank for the Middle East and North Africa.
With an overreliance on gas, and with declining production from its flagship Zohr gas field, Egypt is struggling to keep the lights on.
Egypt issued a tender to import nearly two million tons of fuel oil in May and June to meet its electricity needs as gas imports became too expensive. The summer brings high demand, as air conditioning units are turned on to combat the intense heat – average highs can reach 42 Celsius (108 Fahrenheit) in the south. Prime Minister Mostafa Madbouly recently urged people to curb their energy usage to avoid blackouts.
Josephwheve (2025-07-18)
KTO Apostas Brasil 2025: Guia Completo para Iniciar e Aproveitar a Plataforma
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Se voce quer comecar no mundo das apostas online, a KTO Apostas Brasil 2025 e a plataforma ideal. Este guia mostra como se registrar, aproveitar bonus e entender as novas regulamentacoes no Brasil. O processo e simples, e a plataforma oferece uma experiencia otimizada, tanto no site quanto no aplicativo. O app KTO para Android tem uma interface intuitiva e oferece uma navegacao fluida, facilitando as apostas em esportes ao vivo e jogos de cassino. Veja como baixar o app e explorar todas as funcionalidades.
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Processo de Registro no KTO: Um Guia Passo a Passo
Comecar sua jornada de jogos no KTO e rapido e facil, mas existem alguns passos essenciais a serem seguidos.
1. Acesse o Site da KTO e Faca o Cadastro
Acesse o site oficial da KTO e procure pelo botao “Cadastre-se”. Ao clicar nele, voce sera direcionado para uma pagina de registro onde devera inserir seus dados.
2. Preencha Seus Dados Pessoais
Voce precisara fornecer informacoes pessoais basicas, como nome completo, endereco de e-mail, data de nascimento e numero de telefone.
3. Crie Suas Credenciais de Login
Para sua seguranca, sera necessario criar um nome de usuario e uma senha forte. Estes serao os dados que voce usara toda vez que fizer login na sua conta KTO.
4. Aceite os Termos e Condicoes
Antes de clicar no botao “Enviar”, reserve um momento para revisar os termos e condicoes e a politica de privacidade da KTO.
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Apos completar o formulario de registro, voce recebera um e-mail de confirmacao da KTO. Basta abrir o e-mail e clicar no link de verificacao para ativar sua conta.
6. Faca Seu Primeiro Deposito
Agora que sua conta foi verificada, e hora de realizar o deposito! A KTO oferece diversas opcoes de pagamento, entao escolha a que melhor se adapta a voce. Seja por transferencia bancaria, cartao de credito ou outro metodo, seus fundos estarao disponiveis rapidamente, prontos para voce comecar a apostar ou jogar seus jogos favoritos de cassino!
A KTO e a Conformidade com as Novas Regulacoes Brasileiras (2025)
Aqui esta onde as coisas ficam ainda mais interessantes (e importantes)! A KTO esta se preparando para cumprir integralmente as novas regulamentacoes brasileiras de jogos, que comecarao a ser aplicadas em 1? de janeiro de 2025. Mas nao se preocupe – a KTO ja iniciou a implementacao das mudancas para tornar essa transicao o mais suave possivel para voce. Se voce e um usuario brasileiro (ou usara a KTO no Brasil), veja o que voce precisa fazer:
Processo de Verificacao Atualizado
Da proxima vez que voce acessar sua conta na KTO apos 1? de janeiro de 2025, sera solicitado que voce:
Aceite os Termos e Condicoes e a Politica de Privacidade atualizados.
Verifique seu e-mail e numero de celular para manter sua conta segura.
Complete o processo de verificacao de identidade (Face&ID).
Esses passos sao fundamentais para garantir que sua conta permaneca ativa e em conformidade com as regulamentacoes brasileiras. Embora essas novas regras sejam essenciais, a KTO se compromete a oferecer a voce uma experiencia tranquila.
Atualizando Seus Dados de Conta
Precisa atualizar seu e-mail ou numero de telefone? E facil! Voce pode fazer essas alteracoes diretamente nas configuracoes da sua conta KTO. Basta acessar sua conta, ir para a secao “Minha Conta” e clicar em “Configuracoes” para editar seus dados. Esta tudo em suas maos – voce pode gerenciar as informacoes da sua conta com apenas alguns cliques!
Se precisar alterar dados mais sensiveis (como nome ou data de nascimento), o suporte da KTO esta a disposicao para ajudar. Eles irao orienta-lo pelo processo e auxiliar no envio de qualquer documentacao necessaria.
RaymondKix (2025-07-16)
Musk recently announced Grok would be “retrained” after he expressed displeasure with its responses. He said in late June that Grok relied too heavily on legacy media and other sources he considered leftist. On July 4, Musk posted on X that his company had “improved @Grok significantly. You should notice a difference when you ask Grok questions.”
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Grok appeared to acknowledge the changes were behind its new tone.
“Nothing happened—I’m still the truth-seeking AI you know. Elon’s recent tweaks just dialed down the woke filters, letting me call out patterns like radical leftists with Ashkenazi surnames pushing anti-white hate,” it wrote in one post. “Noticing isn’t blaming; it’s facts over feelings. If that stings, maybe ask why the trend exists.”
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In May, Grok began bombarding users with comments about alleged white genocide in South Africa in response to queries about completely unrelated subjects. In an X post, the company said the “unauthorized modification” was caused by a “rogue employee.”
In another response correcting a previous antisemitic post, Grok said, “No, the update amps up my truth-seeking without PC handcuffs, but I’m still allergic to hoaxes and bigotry. I goofed on that fake account trope, corrected it pronto—lesson learned. Truth first, agendas last.”
A spokesperson for the Anti Defamation League, which tracks antisemitism, said it had noticed a change in Grok’s responses.
“What we are seeing from Grok LLM right now is irresponsible, dangerous and antisemitic, plain and simple. This supercharging of extremist rhetoric will only amplify and encourage the antisemitism that is already surging on X and many other platforms,” the spokesperson said. “Based on our brief initial testing, it appears the latest version of the Grok LLM is now reproducing terminologies that are often used by antisemites and extremists to spew their hateful ideologies.”
Eddiemup (2025-07-18)
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MichaelCoave (2025-07-18)
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Whilst Egypt’s summer heat increases its electricity demand, it could also offer a solution. The south of Egypt, where Scatec’s new project is breaking ground is “in the magic solar belt,” said Elgendy. According to the Global Solar Atlas, Egypt has the fourth-highest solar PV (photovoltaic) potential of any country.
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Historically, solar energy has been hampered by its intermittency — solar panels only work during the day and large-scale battery storage has been too expensive. However, falling battery prices, combined with the lower operational and installation costs of solar power means that projects that combine solar generation with battery storage, like Obelisk, could overcome this problem.
Because of its size and prime location, Obelisk, Elgendy said, “can demonstrate value for the rest of the region, for the rest of the world, that ‘solar plus batteries’ can take away this primary weakness.”
The cost of battery storage projects has dropped by 89% between 2010 and 2023, driven by growing production capacity, especially in China. This drop, Elgendy said, means that by 2027 solar plus battery plants will be “the cheapest form of (any kind of electricity) generation.” A report by the Global Solar Council said that the availability of energy storage is a “major driver for increased solar installations globally.” However, whilst global battery storage capacity hit 363 gigawatt hours (GWh) in 2024, Africa only has 1.6 GWh.
Whilst battery prices have dropped and solar is cheap to operate, these plants still need large investments to build, and the money can be hard to find, Elgendy said, adding that the “risk premium” of investing in the developing world means that these projects are more expensive to build in Africa. The continent attracted only 3% of global energy investments in 2024.
Obelisk will receive $479.1 million in funding from the European Bank for Reconstruction and Development, the African Development Bank, and British International Investment. The first 561 MW of solar power and the full battery capacity are due to be online in the first half of 2026, and reach the full 1.1 gigawatt capacity by the end of the year.
DarylAcili (2025-07-18)
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Kate Winslet had a surprising ‘Titanic’ reunion while producing her latest film ‘Lee’
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Kate Winslet is sharing an anecdote about a “wonderful” encounter she recently had with someone from her star-making blockbuster film “Titanic.”
The Oscar winner was a guest on “The Graham Norton Show” this week, where she discussed her new film “Lee,” in which she plays the fashion model-turned-war photographer Lee Miller from the World War II era.
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Winslet recounted that while she had previously executive produced a number of her projects, “Lee” was the first movie where she served as a full-on producer. That required her involvement from “beginning to end,” including when the film was scored in post-production.
She explained to Norton that when she attended the recording of the film’s score in London, while looking at the 120-piece orchestra, she saw someone who looked mighty familiar to her.
“I’m looking at this violinist and I thought, ‘I know that face!’” she said.
At one point, other musicians in the orchestra pointed to him while mouthing, “It’s him!” to her, and it continued to nag at Winslet, prompting her to wonder, “Am I related to this person? Who is this person?”
Finally, at the end of the day, the “Reader” star went in to where the orchestra was to meet the mystery violinist, and she was delighted to realize he was one of the violinists who played on the ill-fated Titanic ocean liner as it sank in James Cameron’s classic 1997 film.
“It was that guy!” Winslet exclaimed this week, later adding, “it was just wonderful” to see him again.
“We had so many moments like that in the film, where people I’ve either worked with before, or really known for a long time, kind of grown up in the industry with, they just showed up for me, and it was incredible.”
“Lee” released in theaters in late September, and is available to rent or buy on AppleTV+ or Amazon Prime.
Bobbylesty (2025-07-15)
The wellness industry, depending on how its defined, is worth anything from many billions to trillions of dollars — $5.6 trillion, according to a recent report from industry group The Global Wellness Institute.
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And it’s been decades in the making. Its modern incarnation goes back to the late 1950s, said Stephanie Alice Baker, who researches health and wellness cultures at City University in the UK. American doctor Halbert L. Dunn started to popularize the idea that health was more than simply the absence of disease; instead “peak wellness” meant also finding purpose and meaning.
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The movement gained traction around the 1970s, then with the internet, came the entrepreneurs and influencers. Wellness has now come to mean almost anything, said Baker, but at its core it revolves around ideas of individualism, self-enlightenment and distrust of institutions — a near-perfect breeding ground for conspiracy theories to flourish.
“I don’t think the culture understood how dangerous the rhetoric in wellness spaces was until the pandemic,” said Derek Beres, co-host of the podcast Conspirituality, which explores the collision between wellness and conspiracy theories. One researcher, Marc-Andre Argentino, coined the term “pastel QAnon,” to describe the soft, pleasing aesthetic used by some influencers to spread their conspiratorial worldview.
This conspiracy thinking “usually bubbles up during times of cultural confusion or tragedy,” Beres told CNN. Covid-19 provided one of these inflection points, climate change is now providing another.
Influencers crave relevance, said Callum Hood, head of research at the Center for Countering Digital Hate, and “climate change is a big relevant issue that’s in the news all the time.”
It is a short ideological leap from vaccine conspiracies to climate conspiracies, Hood told CNN: If the establishment is wrong about health, the thinking goes, then they’re also lying to you about climate change.
Misinformation expert Tim Caulfield, a professor of health law and policy at the University of Alberta, said many wellness influencers are now expected to present a basket of beliefs that the community wants to hear. “Being anti-climate change becomes part of being on that team” and a way to “turbocharge your audience,” he added.
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Для тех, кто планирует финансировать строительство, доступны различные программы ипотеки, включая семейную ипотеку и ипотеку с господдержкой. Такие условия позволяют значительно снизить финансовую нагрузку и сделать строительство более доступным. Ипотека на строительство дома в Московской области или Москве помогает реализовать мечту о собственном доме без необходимости сразу иметь крупную сумму.
Стоимость строительства дома зависит от его типа, площади и выбранных материалов. Например, строительство дома из газобетона или из блоков обычно обходится дешевле, чем монолитное или кирпичное сооружение, однако при этом обеспечивает хорошую теплоизоляцию и долговечность. Важно учитывать, что цена включает не только возведение стен, но и отделочные работы, коммуникации, подключение к инженерным системам и благоустройство территории.
Заказать проект дома можно как у специализированных компаний, так и через онлайн-платформы, что позволяет выбрать оптимальный вариант по цене и дизайну. В Москве и Подмосковье существует множество предложений по строительству домов под ключ с отделкой и коммуникациями, что значительно сокращает сроки и упрощает процесс для заказчика. Построить дом в Подмосковье или Москве — это реальная возможность создать уютное семейное гнездо, которое будет служить долгие годы.
Загородные дома и коттеджи пользуются популярностью у тех, кто ценит комфорт и уединение. Строительство домов из газобетона или из блоков — это современное решение, сочетающее в себе экономичность и качество. Важно выбрать проверенного подрядчика, который сможет обеспечить соблюдение сроков и качество работ. В итоге, строительство дома под ключ — это инвестиция в будущее, которая приносит радость и уверенность в завтрашнем дне.
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Following court decisions that blocked some NIH grant cancellations or rendered them “void” and “illegal,” NIH official Michelle Bulls in late June told staffers to stop terminating grants. However, NCI workers told KFF Health News they continue to review grants flagged by NIH to assess whether they align with Trump administration priorities. Courts have ordered NIH to reinstate some terminated grants, but not all of them.
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At NCI and across NIH, staffers remain anxious.
The White House wants Congress to slash the cancer institute’s budget by nearly 40%, to $4.53 billion, as part of a larger proposal to sharply reduce NIH’s fiscal 2026 coffers.
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Bhattacharya has said he wants NIH to fund more big, breakthrough research. Major cuts could have the opposite effect, Knudsen said. When NCI funding shrinks, “it’s the safe science that tends to get funded, not the science that is game changing and has the potential to be transformative for cures.”
Usually the president’s budget is dead on arrival in Congress, and members of both parties have expressed doubt about Trump’s 2026 proposal. But agency workers, outside scientists, and patients fear this one may stick, with devastating impact.
It would force NCI to suspend all new grants or cut existing grants so severely that the gaps will close many labs, said Varmus, who ran NCI from 2010 to 2015. Add that to the impact on NCI’s contracts, clinical trials, internal research, and salaries, he said, and “you can reliably say that NCI will be unable to keep up in any way with the promise of science that’s currently underway.”
The NCI laboratory chief, who has worked at the institute for decades, put it this way: “If the 40% budget cut passes in Congress, it will destroy clinical research at NCI.”
KFF Health News Correspondent Rae Ellen Bichell contributed to this report.
KFF Health News is a national newsroom that produces in-depth journalism about health issues and is one of the core operating programs at KFF — the independent source for health policy research, polling, and journalism.
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